Because BAD advice is the most expensive of all.

Your retirement savings have to last you the rest of your life. Retirement planning is a complex mathematical problem, so unless you have a Phd in Economics, you probably need help figuring this out.

However, there is an overwhelming choice of financial advisors and advice available to you – financial planners, big investment company reps, internet calculators, even your brother-in-law. How do you sort them all out?

Here’s a simple test - does the advisor start by asking you how much money you need in retirement, or start by assuming the ‘Rule of Thumb’ that you will need 75 to 80% of your current income?

That’s the key question in the whole process and asking you to set the spending target is dangerous, since even small targeting mistakes lead to:

• Bad Saving Advice
  
• Bad Insurance Advice
  
• Bad Investment Advice
• which all lead to - Major Consumption Disruption!

If the advisor isn't telling you how much you can afford, given your unique situation, then you need to speak to us.

Our Retirement Solutions Plan gives these RESULTS:

• What is my sustainable living standard?
  
• What must I save to preserve it?
  
• What must I insure to protect it?
  
• How can I raise my living standard?
  
• How do I make life-style choices?

Call (408) 725-7135 to schedule an appointment, or click here